Fine Arts and Private Collectors
Fine Arts and Private Collectors
Bespoke insurance solutions for high value assets worldwide.
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Bespoke insurance solutions for high value assets worldwide.

Whether your client own works of art, furniture and decorative arts, fine jewellery, silver rugs, rare coins, wine or any other kind of collectible, acquiring objects of fine quality is a pursuit that lasts a lifetime. If a piece in your client’s collection were damaged or stolen, how would the existing cover respond?

  • Would it cover the appropriate loss of value if the piece were partially damaged?
  • Would the current insurer understand how to assess the loss of value?
  • If a total loss was suffered, would the current policy provide retail replacement value or fair market value?

Many collectors are unaware of the exposure they have, because they assume their valuable possessions are covered under their domestic home and contents policy.

As their collection grows, protect it with greater strength.

What is Fine Art and Private Collector Business?

This market is broadly divided into the 4 following classes:

  • Cash in Transit: armoured car carriers or couriers.
  • Jewellers Block: retail, wholesale or manufacturing, pawnbrokers, diamond processing.
  • Fine Art: museums, galleries, private and corporate collections or exhibitions, auctions houses and shipping companies.
  • General Specie: ATM’s, casinos, check cashers, safety deposit boxes, mining, metal traders or financial institutions (i.e. Excess Vault, BBB In-Fill and SIPC coverage).

Unrivalled security through proven market leaders:

We are able to offer your clients access to quality antique and fine art insurance options through our exclusive facility backed by the market leading syndicate at Lloyd’s for, private and corporate collectors of art, jewellery or other collectibles.

Cover is available for:

  • all risk cover for physical loss or damage worldwide (unless stated otherwise)
  • agreed value basis of settlement
  • sum insured increased by 10% to cover newly acquired items (provided you tell us within 60 days of acquisition and pay any additional premium)
  • pairs and sets – if an insured item has an increased value because it forms a pair or set, if it is lost or damaged we will take into account the increased value of the set.

Why One Underwriting?

We bring combined experience from underwriting and broking to provide specific products that are delivered effectively to our clients.  
We provide a range of boutique services that foster collaboration and alignment of goals with our clients.
We provide our clients with unparalleled access to International and Domestic insurance markets.
We listen to the needs of our clients and in turn we work with them to create innovative solutions for their clients.

Let's Talk

We love hearing from you and we’re ready to help, so pick up the phone and speak to a real person. 1300 000 663 

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