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Legal Notices

One Underwriting Pty Ltd ABN 50 006 767 540 AFSL 236653 is part of the Aon Group of companies.

Content

To the extent permitted by law, One Underwriting makes no representations about the suitability of the content of this site for any purpose. All content is provided "as is" without any warranty of any kind. One Underwriting hereby disclaims all warranties and conditions with regard to the content, including but not limited to all implied warranties and conditions of merchantability, fitness for a particular purpose, title and non-infringement.

One Underwriting will not be liable to anyone with respect to any damages, loss or claim whatsoever, no matter how occasioned, in connection with access to or use of the contents of this site. In no event shall One Underwriting be liable for any special, indirect, exemplary or consequential damages or any damages whatsoever, including but not limited to loss of use, data or profits, without regard to the form of any action including but not limited to contract or negligence or other tortious actions, arising out of or in connection with the use, copying or display of the content.

Although One Underwriting believes the content to be accurate, complete and current, One Underwriting makes no warranty as to the accuracy, completeness or currency of the content. The content of this site may include technical inaccuracies and typographical errors. It is your responsibility to verify any information before relying on it. From time to time changes are made to the content herein. One Underwriting may make changes in the products and/or services described herein at any time. However, One Underwriting makes no commitment to update the information and expressly disclaims liability for errors or omissions in it.

Links to Other Sites

Some of the sites listed as links herein are not under the control of One Underwriting. Accordingly, One Underwriting makes no representations whatsoever concerning the content of those sites. The fact that One Underwriting has provided a link to a site is not an endorsement, authorisation, sponsorship or affiliation by One Underwriting with respect to such site, its owners or its providers. One Underwriting is providing these links only as a convenience to you. One Underwriting has not tested any information, software or products found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software or products found on the Internet, and One Underwriting cautions you to make sure that you completely understand these risks before retrieving, using, relying upon or purchasing anything via the Internet.

Recommendation Disclosure

Aon plc, including all of its subsidiaries and affiliates, maintains relationships with clients and business partners around the world. When One Underwriting recommends or mentions a product or service provider, it is possible that the product or service is being offered by one of One Underwriting's clients or business partners.

The Aon Group maintains a strict Code of Business Conduct covering many topics, including antitrust and competition law, conflicts of interest, anti-bribery, privacy, financial reporting, compliance with trade restrictions, protection of confidential information, and compliance with all laws and regulations applicable to the conduct of our business. One Underwriting also files necessary disclosures with all governmental regulators.

If you have any questions about a One Underwriting recommendation or mention of another business entity (or about an entity with whom One Underwriting conducts business), please follow-up with your One Underwriting contact person. One Underwriting is committed to serving clients in a transparent manner.

Fee/Commission Disclosure

Affiliates of the Aon Group that provide retail, wholesale and reinsurance brokerage, risk
management, underwriting management, captive management and benefits consulting may receive
remuneration as commissions or fees paid by an insurer; fees paid by a client in lieu of, or in addition
to, commissions; and investment income on premiums, claim payments and return premiums
temporarily held as fiduciary funds. In certain circumstances, one or more of these affiliates may also
receive compensation in the following forms: commissions or fees paid to reinsurance brokerage or
captive management companies for placement or management of reinsurance of a client’s risk;
commissions or fees paid to a wholesale broker to which a risk has been referred for placement;
commissions or fees paid for premium financing; and compensation paid by underwriters for
performance of technical or other services.

If you have any questions regarding the nature or amount of the compensation paid to One
Underwriting or another Aon Group company on your account, please contact us.

Export Controls

Some software from this site may be subject to export controls imposed by the United States of
America and may not be downloaded or otherwise exported or reexported: (a) into (or to a national
resident of) any country to which the U. S. has placed an embargo; (b) to everyone on the U. S.
Treasury Department's Specially Designated Nationals list; or (c) the U. S. Commerce Department's
Table of Denial Orders. If you download or use the software, you represent and warrant that you are
not located in, or under the control of, or a national of any such country or on such list.

Jurisdiction

These terms and conditions are governed by the laws in force in New South Wales, Australia and you
agree to submit to the non-exclusive jurisdiction of the courts of New South Wales, Australia and any
courts which may hear appeals from those courts in respect of any proceedings in connection with
this website.

Copyright

The content of this website, including but not limited to the text and images herein and their
arrangement, is the copyright property of One Underwriting Pty Ltd (ABN 50 006 767 540) 201 Kent
Street, Sydney, NSW 2000. This website is operated by One Underwriting Pty Ltd and other
companies that are associates of One Underwriting Pty Ltd (referred to collectively as One
Underwriting). All rights reserved.

Authorisation of Use

One Underwriting hereby authorizes you to copy and display the content herein, but only for your
personal or informational and non-commercial use. However, the content herein shall not be copied or
posted in any network computer or broadcast in any media. Any copy you make must include this
copyright notice. Limited quotations from the content are permitted if attribution to One Underwriting is
included, but you may not copy or display for redistribution to third parties for commercial purposes
any portion of the content without the prior written permission of One Underwriting. No modifications
of the content may be made.

No Implied Licences

Nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any
license or right under any patent, trademark, copyright (except as expressly provided above), or other
proprietary rights of One Underwriting or of any third party.

General Advice Warning

The information on this website may be regarded as general advice and has been prepared without
taking into account your personal objectives, needs or financial situation.

You should consider the appropriateness of any general advice we have given you, having regard to
your own objectives, needs and financial situation before acting on it. Where the information relates to
a particular financial product, you should obtain and consider the relevant product disclosure
statement before making any decision to purchase that financial product.

Stamp duty exemption for small businesses in NSW

From 1 January 2018, the NSW Government had made changes to stamp duty on insurance for small businesses and farmers in NSW. Click here for more information.
 

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