Off Road Bikes, ATV's and Go Kart Insurance

One Underwriting's Off Road Bikes, ATV's and Go Kart Insurance - Insurance for Off Road and Dirt Bikes, All Terrain Vehicles and Go Karts

One Underwriting's Off Road Bike / ATV / Go-Kart Insurance has been specially designed to insure the unique requirements of owning these types of vehicles. We understand that owners of these risks require a quality cover backed by reputable insurers, a superior level of service and dedicated support in the event of a claim.

Our arrangement provides cover for:

  • Off Road, Dirt Bikes, Unregistered Motorcycles,
  • All Terrain Vehicles (ATV's), and
  • Go-Karts.

Key Benefits

  • Market Value; or
  • Replacement value if less than 12 months old

Cover resulting from loss or damage directly occasioned by:

  • Theft
  • Fire
  • Lightning
  • Explosion
  • Storm
  • Rainwater
  • Earthquake
  • Collision or overturning of the conveyance or trailer during transit
  • Impact of the vehicle with an external object
  • Damage whilst in transit

Claim Specialists

One Underwriting's experienced claims professionals are dedicated to providing quick, efficient claims processing. Our aim is to minimise the time vehicles are off the road, by monitoring and forming close relationships with our client's repairers to ensure the client receives the best service possible.


We only engage experienced assessors who were also once repairers with a vast history and knowledge of specialist motor vehicles. For over 20 years our Assessors have worked with an extensive list of suppliers and repairs in this field.


We understand repairers for specialised vehicles are model specific and most client's being enthusiasts have already build up a relationship with their repairer. Together with our experienced specialty vehicle Assessors, we are able to look after the client's vehicle with competent and professional service providers to produce best and positive results for the client.

This policy is underwritten by Lloyd's of London Underwriters.

To learn more about One Underwriting, please contact the
Key underwriter or our National Sales and Distribution Manager

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